Critical Care Coverages ---

Critical Care policies can be written as stand alone coverage, or, as supplemental coverage to a standard health plan. The unique feature of these policies is that the policy benefits are paid directly to you;  and you decide  how to use the money.  Even with good health insurance coverage,  people find that many expenses incurred are just not covered by insurance.  These expenses can include policy deductibles and coinsurance, costs of transportation,  child care and home care. These types of policies pay cash regardless of what other insurance you may have. Use the money for medical bills, to replace lost income , or for the cost of other needs or services you may require. These types of policies are relatively inexpensive and can be used to cover the following types of  situations:

Cancer--  Pays benefits directly to you if you are diagnosed and treated for Cancer.

Heart/Stroke--  Pays benefits directly to you if you have a Heart Attack or Stroke.

Sickness Indemnity--  Pays benefits if you have an Accidental Injuryor Sickness that results in hospitalization.

Accident Insurance-- Pays a benefit to you if you have an accident that results in emergency treatment or hospitization.

Call or email us for a quote or for more information.