Individual Health Insurance--

Individual Health Insurance provides valuable insurance benefits for you and your family. Choose from a variety of plans including plans with co-payment benefits, or lower cost high deductible plans.  In addition to higher deductibles, Health Savings Accounts (HSA) also provide the opportunity to save money on taxes. HSA's can also be used as a supplemental retirement account.  Ask for more information.

Short Term Health Insurance is a great solution for persons who need only temporary insurance for a variety of reasons.  Short Term Insurance is often used by persons who are between jobs or laid off, or looking for a lower cost alternative to expensive Cobra Insurance .Short Term Health policies are also used by recent college graduates who no longer qualify for their parents coverage , and also by employees who are waiting for employer-sponsored coverage to become effective.

Limited Benefit Plans are also offered by some companies for people who may not qualify for traditional health insurance due to health related reasons.  Though limited in benefits, these plans are written on a guaranteed issue basis, and provide valuable benefits when no other coverage is available.