Long Term Care---

Long Term Care Insurance provides coverage for many medical and non-medical services required by persons with a chronic illness or disability.  To qualify for Long term Care coverage , most companies require that a person be unable to do several activities of daily living like bathing, dressing and using the bathroom.  The cost of an Assisted living facility is currently around $3,000/mo., while nursing home care cost even more.  Generally, Medicare does not pay for Long Term Care.  Medicaid may pay for care, but to qualify for Medicaid , a persons monthly income must be less than the federal poverty level, and assets must not exceed certain limits.  For more detailed information on Long Term Care, visit the following website-               www.medicare.gov/LongTermCare/Static/Home.asp

If you're concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security, the cost of long-term care.For more information or to get a quote, fill out our online                                -----long term care quote form.  -----